Now lending in the UKBy Snap Finance

Business funding,
snapped into action

"Snap Business understood our trade from day one. Fast, straightforward funding without the bank runaround."

UK electrician and Snap Business applicant

Fast, flexible loans for small and medium businesses the banks often overlook. Apply online in minutes and get a fast, straightforward decision.

Snap Finance
Part of a global lending group
£10k – £2m
Loan sizes available
Fast
Decisions, not delays
UK
Small and medium businesses underserved by banks

Built for the businesses that keep the UK moving

From electricians and plumbers to restaurants and shops — we fund the small and medium businesses that power local economies.

A professional electrician working on a commercial fuse board in a small UK business.

Electricians

From service vans to commercial contracts, we help electrical contractors get the kit and working capital they need.

A professional plumber fixing a sink pipe under a kitchen cabinet in a small UK business.

Plumbers & trades

Reliable funding for plumbers, heating engineers, and tradespeople ready to take on bigger jobs.

An independent restaurant owner preparing fresh food behind the counter.

Restaurants & cafés

Keep kitchens staffed, stock shelves, and upgrade your space with flexible finance built around hospitality.

Built for small and medium businesses

We cut the complexity so small and medium businesses can access funding quickly and fairly.

Fast decisions

Built for speed. We give you a clear decision quickly, so you can move on what matters.

£10k – £2m loans

Flexible funding options for small and medium businesses who need capital without the bank runaround.

No hidden fees

Transparent pricing with no arrangement fees or early repayment penalties.

Backed by Snap Finance

Powered by the global Snap Finance group — a lender with deep experience in consumer and business finance.

Three steps to funding

No meetings, no paperwork mountains, no weeks of waiting.

01

Apply online

Share a few details about your business and funding needs in under 5 minutes.

02

Get reviewed

Our team assesses your business and prepares a tailored offer.

03

Receive funds

Once approved and accepted, receive capital in your account fast.

Are you eligible?

Snap Business is built for UK small and medium businesses that are underserved by traditional banks. If you meet the criteria below, apply online and we’ll be in touch fast.

UK-registered limited company or LLP
Trading for at least 6 months
Minimum annual revenue of £100k
Active business bank account
Apply now
Fast decisions
We aim to respond quickly so you can plan with confidence.
£10k
Minimum loan
£2m
Maximum loan
6-60
Months terms
0%
Arrangement fee

Ready to snap your funding into place?

Apply online in minutes and get a fast decision, backed by the global Snap Finance group.

Start your application